You can't have it both ways, however. Howell, MI 48843 There are two ways to get a deed. https://www.mecostacounty.org/government/rod.php, Menominee County Register of Deeds Phone Number: 231-922-4753 Phone Number: 989-348-2841 Marie, MI 49783 125 W. Main St. Box 789 Take the new deed to the county recorder's office. P.O. Email: register@miottawa.org Fax number: 906-663-4660 Fax Number: 810-985-4795 173 East Apple Avenue Fax Number:269-945-1298 As long as you retain interest in the home, its still going to go through probate. Email: goodreauw@baragacounty.org You'll become joint tenants with rights of survivorship. Pontiac, MI 48341-0480 https://www.manisteecountymi.gov/363/Register-of-Deeds, Marquette County Register of Deeds These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. Paw Paw, Michigan 49079 MCL 565.8. Corunna, MI 48817 Bessemer, MI 49911 The new person acquiring an interest in the property would also be a grantee. 200 E Grand River Box 111 This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. 201 W. Kalamazoo Avenue P.O. Phone Number: 906-635-6312 If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. 101 Court Street Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. Other information that is typically on a deed, no matter what state you are in, includes the property address and legal description, the city, county, state and the date. Fax Number: 906-875-0658 120 N. Broadway Property tax exemptions mean that you pay lower property taxes, and sometimes no property tax at all. Phone Number: 231-873-4158 The current owner would also be one of the grantees, the persons receiving the grantors rights to the property. Cadillac, MI 49601 125 W. Lincoln St. Email: clerk@cheboygancounty.net For example, if you have a property tax exemption because you are over 65, you would lose that exemption if you added your daughter to your house title. Big Rapids, MI 49307 Grand Rapids, MI 49503 P.O. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. Phone Number: 231-258-3315 If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Your state law may have other specific languages to use. Munising, MI 48962 Box 303 Returning to the $100,000, suppose you create a TOD deed for your spouse. Email: mmerchant@gratiotmi.com Phone Number: 989-672-3840 What or who is a trustee of a trust? Go to the county recorders office and get a quitclaim form. She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. P.O. https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. Muskegon, MI 49442 Suttons Bay, MI 49682-9718 If the value of the gift exceeds the annual exclusion limit ($16,000 for 2022) the donor will need to file a gift tax return (via Form 709) to report the transfer. Jackson, MI 49201 For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. Finally, neatly fill out your new deed, sign in the presence of a notary, and file the new deed at the county recorders office. Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. 2 S. Main St. P.O. Midland, MI 48640 References Fax Number: 989-895-4296 Baldwin, MI 49304 Phone Number: 810-648-2313 211 W. Main St. Fax Number:517-264-4543 http://www.charlevoixcounty.org/register_of_deeds/index.php, Cheboygan County Register of Deeds Box 885 MCL 565.201a. Lake City, MI 49651 Bay City, MI 48708 You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. This might not be an option if one of the owners does not have good credit. Phone Number: 517-788-4350 You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. The difference between tenancy by the entirety and joint tenancy with right of survivorship is that if one spouse has debts, that spouse's creditors can't go after the other spouse's interest in the property to cover those debts. Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. To avoid probate, you must choose an ownership relationship that includes a right of survivorship. Email: register@masoncounty.net https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds Email: clerk@schoolcraftcounty.us unlocking this expert answer. Building 12 East 255 W. Main Street How you add the person to your title affects whether the surviving owner must go through probate. "I did not know that my spouse's financial history would have an impact on certain benefits to which I am entitled. 300 Walnut Street, Room 164 Michigan.gov: Transfer of Ownership Guidelines PREPARED BY THE MICHIGAN STATE TAX COMMISSION. 400 Monroe, 7th Floor Phone Number: 906-293-5521 Be prepared for them to say no, howeverin fact, this will be their answer in most cases. http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Ste. https://www.deeds.com/recorder/michigan/alger/, Allegan County Register of Deeds 33 McCollum Street Suite M-3 References 448 Court Place To make changes to your property's deed, you must execute a new document rather than simply adding a name to your existing deed. The types of transfers that are excluded vary among states. https://www.washtenaw.org/262/Clerk-Register-of-Deeds, Wayne County Register of Deeds 725 Greenland Road P.O. This is wonderful!". Phone Number: 517-676-7216 Box 388 Public Works . https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds Support wikiHow by Approved. If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, Chippewa County Register of Deeds If your mortgage contains a due upon sale clause, talk to your lender about adding someone to your deed. http://www.lenawee.mi.us/259/Register-of-Deeds, Livingston County Register of Deeds Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds For more detailed information on how to add someone to your house title, scroll down. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. 111 South Canal Street Fax Number: 989-731-7519 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. If you live in a community property state, you can specify the home or land is community property with a right of survivorship. Phone Number: 989-317-4089 Mason, MI 48854 Phone Number: 989-345-0728 Unlike some other types of property, you can't just add their name to the existing deed. 120 W. Michigan Avenue Phone Number: 586-469-7953 Mortgage and Deed to House https://ironmi.com/register-of-deeds, Isabella County Register of Deeds Fax Number: 231-724-6842 To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office. County Courthouse Building 415 Third Street % of people told us that this article helped them. Phone Number: 906-524-6100, ext. Alpena, MI 49707 http://www.waynecounty.com/deeds/index.htm, Wexford County Register of Deeds Include your name and the name of the person you want to add to your house title. Email: ROD@ioscocounty.org Phone Number: 989-224-5270 Phone Number: 231-745-4641 Adding a family member to the deed as a joint owner for no consideration is considered a gift of 50% of the property's fair market value for tax purposes. Tenants by the Entirety. 100 E. State Street, Suite 2500 https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, Mason County Register of Deeds Bring a government-issued photo ID with you when you get your signature notarized. 870 S. Main County Administration Building Fax Number: 989-354-9646 If youve recently married and already own a home or other real estate, you may want to add your new spouse to the deed for your property so the two of you own it jointly. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. P.O. Obtain the necessary consents from lenders and . Phone Number: 810-257-3060 111 S. Michigan Avenue 701 Main Street IRS. Phone Number: 231-533-6683 Fax Number: 517-676-7287 http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds For example, Sacramento County charges a one-time tax of 1.1% of the value of the property when you file a new deed. The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. Roberts and Roberts, L.L.P. Atlanta, MI 49709 437 E. Division Both her name and my son's name are on the deed. 720 W. Chisholm Street Phone Number: 517-322-1144, Shiawassee County Register of Deeds 225 W. Main Street Phone Number: 231-843-4466 500 Lake St. Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. County Building P.O. https://www.gratiotmi.com/239/Register-of-Deeds, Hillsdale County Register of Deeds When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. P.O. Fax Number: 906-643-1178 Fill out the form and sign it before a notary to make the transfer legal. That means when you die, your spouse will absorb your ownership share of the property. Ann Arbor, MI 48107-8645 You can do your title search yourself, or you can order one from the title company that issues your title insurance policy. Approved. I can now proceed with an easier and, "I asked if I could do this, and I not only got an answer, but also step-by-step instructions. Fax Number: 989-832-6842 You can ask at the county recorders office when you pick up the form, although usually you can tell by whether the deed includes blanks for both of you to sign. In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds P.O. You can also find out by contacting the tax assessor's office in your county. We recommend that you consult an attorney or real estate professional for assistance in preparing the proper document that will convey the type of interest you want a particular person or entity to have in your property. Email: registerofdeeds@isabellacounty.org Fax Number: 231-779-5352 Planning & Economic Development. 301 N. Main St. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. These fees usually won't be more than $20. wikiHow is where trusted research and expert knowledge come together. Petoskey, MI 49770 When you use a quitclaim deed, you're only transferring any ownership interest you have. Accessed April 10, 2020. This article was written by Jennifer Mueller, JD. Phone Number: 517-546-0270 Jennifer Mueller is an in-house legal expert at wikiHow. Gaylord, MI 49735 The notary will need to verify your identity. Accessed April 10, 2020. Accessed April 10, 2020. The deed must list the name and business address of the person that prepared the deed. https://montcalm.org/government/register_of_deeds/index.php, Montmorency County Register of Deeds The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. Phone Number: 989-269-9941 Grayling, MI 49738 June 14, 2022. County Government Building Manistique, MI 49854 Email: regdnan@dickinsoncountymi.gov 422 W. Lake Street If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. http://www.co.calhoun.mi.us/, Cass County Register of Deeds In order to accomplish this, you can't just pen in the name on your deed. They still used my income, but I'm not on the note. Phone Number: 231-256-9682 "Joint Tenancy and Medicaid Eligibility." how to add someone to a deed in michigan . Phone Number: 269-983-7111 ext. P.O. https://www.newaygocountymi.gov/departments/register-of-deeds/home/, Oakland County Register of Deeds You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. 12220 Fillmore St., Room 146 200 N. Moore Street Your county recorders office will have a list of ways to claim property. Some transfers are excluded from reassessment. Once it's done, you can't take it back unless the person. This article has been viewed 636,176 times. Email: rod@livgov.com Sault Ste. Leave the notary section blank. Coldwater, MI 49036 1045 Independence Blvd. When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, Grand Traverse County Register of Deeds is not an easy one. Thanks to all authors for creating a page that has been read 636,176 times. Phone Number: 616-994-4510 You may have to fill out a form to have the deed officially recorded, as well as pay a small fee. Menominee, MI 49858 Email: regofdeeds@co.montcalm.mi.us Fax Number: 231-398-3544 Phone Number: 906-341-3618 Phone Number: 989-734-2676 Misconceptions and Realities It is a misconception that someone can be "removed" from the deed. Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. Ontonagon, MI 49953 Phone Number: 269-383-8970 Tax Foundation. You will have to file a transfer of the deed to gain ownership of the property during the divorce. Then, sign the completed form in the presence of a notary before submitting it to the recorders office! Fax Number: 810-667-0293 http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds Fill in the recording information. Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. West Branch, MI 48661 Phone Number: 231-723-2146 http://www.kalkaskacounty.net/government/register_of_deeds/index.php, Kent County Register of Deeds If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. Email: jwinton@oscodacountymi.com You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Fax Number: 989-743-2459 St. Johns, MI 48879-1580 These exemptions vary among states. not mine. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. The person in possession of the deed can simply sign on behalf of the state, or they can request the state to send them a copy of the deed. Phone Number: 989-831-7337 The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. Email: deeds@co.muskegon.mi.us Mt. Please contact our friendly staff at your convenience. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. Phone Number: 231-348-1761 This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. Detroit, MI 48226 "What Is Joint Tenancy and When Should I Use It?" Each type of ownership carries unique characteristics, and factors such as financial ability, family relations and marital . If your goal is to avoid probate, you must specify in the deed that you are claiming as joint tenants with a right of survivorship. http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds Escanaba, MI 49829 Charlotte, MI 48813 https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds Ludington, MI 49431 Box 718 http://www.kalcounty.com/clerk/, Kalkaska County Register of Deeds If you simply add your child's name to your existing deed, they won't necessarily have rights of survivorship. 151 E. Huron Street how to add someone to a deed in michigan. 7064 Crowner Drive Unmarried people can own real estate together in one of two ways: joint tenants with rights of survivorship, or tenants in common. Reed City, MI 49677 Go back to your county recorders office to get the deed recorded so it becomes part of the official property record. To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. Fax Number: 989-953-7219 wikiHow marks an article as reader-approved once it receives enough positive feedback. Review your mortgage documents or contact your lender before initiating the process to change your deed. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. 319 Court Street Phone Number: 734-240-7390 Fax Number: 989-846-9166 If avoiding probate is a priority, an attorney can help you find the best method to add the other person to your house title. If you want the property to automatically pass to the other owner with the death of one owner, choose a form of co-ownership that includes the "right to survivorship.". 51 S Macomb St Phone Number: 989-426-7551 Many of these reasons involve marriage, moving in together, divorce or estate issues. Phone Number: 989-832-6820 Lapeer, MI 48446 Cassopolis, MI 49031 Standish, MI 48658 In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. Fax Number: 269-467-5593 Saginaw, MI 48602 Phone Number: 269-657-8242 With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. Include your email address to get a message when this question is answered. Record the TOD with your county recorder of deeds, and rest assured that your loved one automatically owns your house when you have passed. Phone Number: 231-592-0148 Fax Number: 989 - 984-1101 If you add your spouse to your deed, he will have to use your basis if he later sells the property. A transfer on death (TOD) deed. Before you add your spouse to your deed, its important that both of you understand how it potentially affects your tax liability so you can make an informed decision and not be caught unaware later on. A Michigan lady bird deed form allows a person to retain control over Michigan real estate during his or her life and automatically transfer the real estate at his or her death. "I live in a home purchased 10 years ago by my now-deceased mom. Hillsdale MI 49242 This article taught me things I did not know. He focuses mostly on finance writing and has a passion for real estate, credit card deals, and investing. IRS. Step 1: Download the MI quitclaim deed form. Phone Number: 269-445-4464 Box 368 Allegan, MI 49010 Research source. Email: rod@shiawassee.net 234 W. Baraga Avenue Both people would acquire their interest in the property at the same time in the chain of title. Crystal Falls, MI 49920 407 West Harrie St. https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds You die 50 years later, and your spouse decides to sell the house five years after that for $1 million. Ideally, you won't just "add" your child's name to your existing deed. If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. https://www.casscountymi.org/154/Clerk-Register-Office, Charlevoix County Register of Deeds Please Note: The Register of Deeds Office does not prepare or change documents and cannot provide legal assistance. Phone Number: 989-731-7551 Civil Rights, Inclusion & Opportunity Department. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds Survivorship (outliving your co-owner) affects more than just the four types of jointly owned property. Fax Number: 231-845-7977 Thanks to all authors for creating a page that has been read 206,090 times. In California, you can. Email: registerofdeeds@picounty.org It doesn't matter whether you intended it to be a gift or not. [1] Issues of marriage and property ownership become complicated when a divorce is involved. Courthouse 100 W. Main Street P.O. All searches are done either in person by coming to the Register of Deeds, by mail ($5.00 search fee per name/address) or by going online. Adding your spouses name to the deed will expose your property to any judgments against him. http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, Gratiot County Register of Deeds Secretary of State 515 Center Avenue Suite 102 Box 269 Accessed April 10, 2020. 401 E. Houghton Ave. For example, you may set it up so that you have an 80 percent interest in the property while your sister has a 20 percent interest in the property. Fax Number: 906-863-8839 Fax Number: 734-222-6528 If you are adding a spouse or a child to your house title, the transfer typically will be excluded from reassessment. List of County Register of Deeds . Fax Number: 269-781-0720 P.O. Phone Number: 269-673-0390 You'll need to transfer an interest by writing up another deed with the person's name on it. Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. Fax Number: 989-426-6902 If you alter the deed so that you and your spouse both own the property, instead of just you, it changes the situation in the eyes of banks, lenders, and the government. Clemens, MI 48043 "The Trade-Offs of Repealing Step-Up in Basis." 120 North Main Hart, MI 49420 The transfer is excluded from the gift tax if you're adding your spouse to your house title. http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds St. Ignace, MI 49781 Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. This may include information such as the statement that the transfer is forever, or that the property transfer extends to the second person's assigns. We use cookies to make wikiHow great. I want to sell it, but have back taxes. Therefore, if you want to have survivorship rights, make sure the deed includes language stating that the ownership is as joint tenants with rights of survivorship. Email: jdegraaf@kalkaskacounty.org https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives There are exceptions, such as if the other person is not paying you any money to be added to the deed. However, if you transferred the property to your spouse at your death, for example through a transfer-on-death deed, his capital gains basis would be the fair market value of the house when he acquired it. Email: rod@chippewacountymi.gov My son has no interest in the property and has his own. Phone Number: 810-989-6930 Also, I did not know the deed has to be worded a certain way in order to avoid probate upon my death. Rogers City, MI 49779 Fax Number: 313-224-5884 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Box 376 Email: rod@berriencounty.org Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. Fax Number: 810-768-7965 1087 Newell St. It's awesome and well-written, very clear on how, "Understanding how to add me to the deed, I had no idea of the consequences. Obtain a blank quit claim deed form from an office supply store, attorney or title company. https://presqueislecounty.org/register-of-deeds/, Roscommon County Register of Deeds

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