As the only insurance provider endorsed by AARP, The Hartford offers discounted plans for AARP members. Redefining the Term Expert and Creating Workspaces Where People Can be Authentic This Q&A includes summaries and excerpts from DMECs podcast with Jamira Burley, keynote speaker for the 2023 DMEC Read More, Finding the Sweet Spot for Technology in Leave Management By Terri L. Rhodes, CLMS, CCMP, CPDM, MBA, CEO, DMEC Americans recognize the value of using technology to improve efficiency with Read More, Considerations for Choosing Absence Management Technology By Sheila Sokolski, Assistant Vice President, Product and Marketing, Sun Life U.S. 16 0 obj <> endobj 41 0 obj <>/Encrypt 17 0 R/Filter/FlateDecode/ID[]/Index[16 40]/Info 15 0 R/Length 111/Prev 156924/Root 18 0 R/Size 56/Type/XRef/W[1 2 1]>>stream "How am I supposed to be excited or eager to get back if the didn't even notice or care that I am back!!? 0000072350 00000 n The WhoIs is a publicly available database that stores the registration information on a domain name. P. O. Sign in to create your job alert for Benefits Analyst jobs in Boston, MA. Once I get better, which I do plan to do, and I plan to do it with all of the money you owe me in hand eventually (because Im not giving up, **), I am going to make it my business to write letters to every politician, every Attorney General, every governor, every news outlet I can to try and get some traction on making your business practices illegal, or even coming after you for your practices that are actually currently illegal, but with which you are somehow getting away. All offices are currently open, and our employees are back 4 or 5 days a week in Hudson Yards, NY and 3 days a week in all other offices. I will be going after all of that in my settlement. Enter your official identification and contact details. May analyze and make recommendations regarding the solution of complex problems related to the design, development, and implementation of benefit plans. Enter your official identification and contact details. Going to rest my eyes because I have a screen headache. Imposing a large number of permanent labor costs on employers will render the benefits of less hiring much more attractiveperhaps leading to tipping points in many establishments. Choose how you want to receive or enter your security code. Hartford insurance paid Hedrick Gardner Kincheloe and Garofalo LLP for the 3.5 million dollar PPP loan during covid 19 and a new attorney's building in Charlotte NC. WTW provides a competitive benefit package which includes the following (eligibility requirements apply): Health and Welfare Benefits: Medical (including prescription . Users can purchase the type of insurance they think is most likely to meet their needs. The author did not receive financial support from any firm or person for this article or from any firm or person with a financial or political interest in this article. Nameservers: NS1.NAMEDYNAMICS.NET and NS2.NAMEDYNAMICS.NET 95% of respondents found their experience clear and easy to understand.4 Products for Today's Workforce I wouldnt be worried about any of your companies topping off your salary as income as that would be hard or impossible for the insurance companies to find, but Id be worried about filing for 3 STD claims at once, especially if any of the companies have the same company (for example, if 2/3 have MetLife). They keep pointing fingers instead of addressing the issue. Application for informal probate of will and informal appointment of personal representative, Indiana misdemeanor advisement of rights form, Unavoidable pressure ulcer assessment form, Schedule mpc mobile home park closure form, Sign Colorado Clinical Trial Agreement Simple, Sign Colorado Clinical Trial Agreement Easy, Sign Colorado Clinical Trial Agreement Safe, Sign Kansas Online Tutoring Services Proposal Template Computer, How To Sign Colorado Clinical Trial Agreement, Sign Kansas Online Tutoring Services Proposal Template Mobile, How Do I Sign Colorado Clinical Trial Agreement, Sign Connecticut Clinical Trial Agreement Online, Sign Kansas Online Tutoring Services Proposal Template Now, Sign Connecticut Clinical Trial Agreement Computer, Sign Connecticut Clinical Trial Agreement Mobile, Help Me With Sign Colorado Clinical Trial Agreement, Sign Kansas Online Tutoring Services Proposal Template Later, Sign Connecticut Clinical Trial Agreement Now, Sign Connecticut Clinical Trial Agreement Later, How Can I Sign Colorado Clinical Trial Agreement, Sign Connecticut Clinical Trial Agreement Myself, Sign Kansas Online Tutoring Services Proposal Template Myself, Sign Connecticut Clinical Trial Agreement Secure, Sign Connecticut Clinical Trial Agreement Free. Assist in developing opportunities to achieve Employer of Choice status. , AE @ Seismic | Co-host @ Gong Visioneer Community Meetup for Women in Revenue | sales enablement | advocate for women (especially moms) in sales | retired roller derby queen | extroverted bookworm, Luke Weber you better do this for our lovely lady going out , Communications leader focused on the intersection of health and wellness, public health, and the business of health. License Grant. Youre not allowed to contact someone on parental leave or youll violate FMLA! NOT TRUE! Servers: ns1.panamans.com and ns2.panamans.com, TTL: 600 No company will fire an employee with a newborn. Maintain accurate and confidential records of benefits enrollment, account balances, medical records and other sensitive HR data. 95% of respondents found their experience clear and easy to understand.4. Want more guidance? See How We're Improving Outcomes Paid Family & Medical Leave So many changes, so many differences depending on where you live. By clicking Agree & Join, you agree to the LinkedIn. Referrals increase your chances of interviewing at Global Atlantic Financial Group by 2x. 0000000016 00000 n Nelnet is a Drug Free and Tobacco Free Workplace. In my case, I was on the merry-go-round of constantly filling out more and more forms, having to wrangle six different doctors to make sure they were getting records in and forms filled out in a timely manner (which is a lot to manage when you are a sick person who can barely even get out of bed during your day I dont have to tell you that it certainly hasnt helped in the recovery process), fighting with them about supposedly lost records, etc. If it was you that had to go through all of this to be able to receive money that you have been investing into for 3 years I'm pretty sure you will feel how I feel. Short-term insurance covers pregnancy: The Hartford P.O.Box 14301 Lexington, KY 40512-4301 Fax Number: (866) 411-5613. The way to complete the FMLA leave formsignNowcom on the web: To get started on the blank, utilize the Fill camp; Sign Online button or tick the preview image of the blank. I think so, one of the clauses is during leave / std or whatever, you cannot have other employment. Click the link in the email we sent to to verify your email address and activate your job alert. We do it allThe Aflac Way. Now Im no expert on FMLA (or similar state-based laws) but I do know there are a few important things to consider here: When it came time to use they make it as difficult as possible. Several more weeks later - after several poor customer service experiences where they admitted they had made an error, they finally paid her a little something to get her by. How might this impact your investment thesis? Now they have turned a $150,000 payout to almost $400,000 due to pettiness. Some dont. How do I know I can trust these reviews about The Hartford? 0000064089 00000 n Or should I say, "write?") 0000028454 00000 n 2 Create their re-onboarding plan BEFORE they return and give them time to ramp back up once theyre back. Create an account using your email or sign in via Google or Facebook. Copyright 2022 Consumers Unified LLC. Human-first {always} PR consultant & Founder of Hadley Advocate for working moms, small business grit, trusting yourself before others, and flexible work. 0000054110 00000 n Never had a viral post do 1m views This role is also eligible for an annual short-term incentive bonus. I have gotten versions of all of those from people who work for or with me. Provide support to employees and managers in evaluating accommodations and leave requests. FMLA only applies to companies with 50 or more qualified employees who have been on the job at least 12 months, and put in a minimum of 1,250 hours. As the Traveling Sales Manager, you will travel to our various locations to fill in while their Sales Manager is . 0000005309 00000 n For employees that qualify, the FMLA and similar state laws provide unpaid job protected leave time for both disability and some non-disability scenarios. During that period (typically the first 6-8 weeks) even if the person isnt protected under FMLA they cannot do work because they are out on medical leave! I left the classroom to work from home on my terms. Sign in to create your job alert for Benefits Specialist jobs in Boston, MA. for almost 9 months (and this was AFTER the initial 6 months) before they finally handed all of the paperwork from all of my doctors, all saying theres no way I had any business working, over to their own hired doctor, who has never seen you, whom Im sure they pay very well just to contradict peoples actual doctors. Redefining professionalism for women. Teacher turned wine slinger. Ability to maintain confidentiality, working with all levels of the organization Strong verbal and written communication skills; presents self and ideas clearly and concisely By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The Hartford Member Portal Skip to content Sign into your account Username Password Sign in Create account Forgot your username or password? By creating this job alert, you agree to the LinkedIn User Agreement and Privacy Policy. Regardless of whether the tax is levied directly on employers or workers, economists believe much of the cost is ultimately borne by workers either way, in tax payments or lower wages. They take peoples premiums hand over fist, but when it comes to paying out long-term disability claims, they do everything they can to make sure they dont have to pay. I think they would change their tactics and how they handle people with disabilities! Ray Kirby, CRP, GMS-T Horst Gallo Chris Roberts Chris Kline I wouldnot double dip or triple dip on this. | Telehealth Expert | Digital Health Strategist | Mental Health Is Health | Advocate For All Women | CHIEF | Lover of Dogs and Ms. PacMan | Call Me L2, My team doesnt have to tell me where they go throughout the day. Under these circumstances, a mandatory paid leave policy might well lead employers to begin discriminating in hiring against less-educated women in the child-bearing ages, especially minority women. 200.63.47.3, TTL: 600 Respond to benefit and giving questions ; escalate as needed. We submitted paperwork end of March and payment was not received until May 6 for a two week period of time. They have it set up to make it as difficult on the claimant as possible, and we are people who are already dealing with serious conditions that make it hard for us just to get through our days. Working mom. Disruptions to the workplace that also burden employers. Totally legal! Registrar IANA ID: 146 Address: Global Atlantic Financial Group Opportunities. They can also understand words in context. This will help us better inform policymakers of the practical day-to-day realities of living in a country where millions lack access to paid leave at the birth of a child or to meet other caregiving needs. Following our initialblog postto tee off the series, we have invited each of the working group members to offer their thoughts on the topic. Thank you, you have successfully subscribed to our newsletter! DMEC has carved out a Read More, Looking Forward as Disability Professionals By Rachel Shaw, President, Shaw HR Consulting The work we do as human resources (HR) professionals and, specifically, absence and disability compliance practitioners, is hard Read More, Is DEIB A Litmus Test for Employers? Select the document you want to sign and click. And like a lot of technology, it will keep getting better, and well continue to reap the benefits of the light side and manage the concerns on the dark side. Specifically, women benefit by remaining more attached to the labor force generally and also to specific jobs when they take time from work; other family members, especially newborn children, can get the care and attention they need for their health and well-being; and employers benefit from less employee turnover and healthier workplaces. Employee experience starts well before orientation. 4 Learn More About Value Added Services Additional Support Services Products for Today's Workforce. Referrals increase your chances of interviewing at Global Atlantic Financial Group by 2x. Users who have back injuries, mental health issues and other problems that are not always covered can get disability insurance through this company. I have left messages for disability analysts over the past few months and none of my calls have been returned. 0000046531 00000 n Creation date: Thursday, June 6, 2019 Expiration date: Saturday, June 6, 2020 Record last update: Thursday, June 6, 2019 Domain ID: 2399488828_DOMAIN_COM-VRSN Registrar: GoDaddy.com, LLC I have been affiliated what is this company for three years due to my job who they recommended. Oct 2011 - Feb 20142 years 5 months. I strongly believe that paid family leaveespecially parental leave for newborn infantsprovides important benefits to workers, their families and even their employers. 53 year old US Veteran with Service Connected Disability (Hearing). But I strongly believe that,collectively, their impacts on the hiring of less-educated workers could be much more negative than the sum of the individual effects. 0000006105 00000 n Explaining why companies cant afford to get parental leave wrong one post at a time. Employers Read More, Maturity Models Help Employers Assess Next Steps as They Grow By Seth Turner, Chief Strategy Officer and Co-Founder, AbsenceSoft A common growing pain for companies is the need to evolve Read More, Using Technology to Evaluate Telework as an Accommodation By Rachel Shaw, MBA, President, Principal Consultant, Shaw HR Consulting Before the COVID-19 pandemic, most employers saw an employees physical presence in Read More, Four New Members Join the DMEC Board of Directors DMEC is pleased to announce that four new board members have joined its Board of Directors. 0000061641 00000 n I called everyday and every time I spoke to them they said they needed something else. The FMLA will at least give me 3 months of job protection with no pay. Working three jobs with a newborn sounds absolutely insane. Depending on how your companies handle mat leave, some require the paperwork showing that you filed STD. Not the managers. My husband and I came from poverty. 4 0 obj <> endobj xref Paid my premiums for 15 yrs. The US Veteran has been Homeless/Unsheltered since 2019/2020 including 6 months in the Veterans Homeless Shelter while Hartford Insurance and their Attorneys racked in Millions of US Taxpayers Money. Posted: January 23, 2023. Shame on you for preying on people who are at their lowest and most vulnerable. You are officially the most terrible, evil company in existence. Three little words that are so hard to say. Auto Insurance Discounts & Benefits for AARP Members. For example, Washington DC and several other cities and states have already decided to raise their minimum wages to up to $15 per hour (though in stages); several of them have also mandated several paid worker sick days a year, and have outlawed asking about criminal records in the application (Ban the Box) or screening for marijuana use. The Hartford's Ability Advantage SM helps manage claims, Leave and benefits administration in a single portal. **Company Benefits**. Prepare reports related to enrollment, claims, leaves and expenses. 0000032854 00000 n 1-3 years of experience creating/maintaining business . This is pretty complex and depends on each of the policies at each of your jobs and whether the benefit is company paid or insurer paid. Once it got to that point, the denial came very quickly. Click the link in the email we sent to to verify your email address and activate your job alert. Maintain and foster working relationships with insurance carriers, retirement plan recordkeepers, third party administrators, consultants, payroll, HR Business Partners and other stakeholders. If there is a class action suit against this company I would definitely climb on board. FMLA and similar laws are designed to cover both disability and non-disability related scenarios, including bonding with your baby. Now the claim they overpaid me $13000. Nov 2021 - Apr 20226 months. - Business subject matter . Recent work by Isaac Sorkin of the Chicago Federal Reserve Bank shows that new, less labor-intensive establishments gradually replace older, more intensive ones after lasting minimum wage increases. %PDF-1.7 % 1. HR Operations support, prepare and maintain HR records, conduct new employee orientation, and process new employee paperwork . He served as an editor at industry magazine Risk & Insurance for six years. This is a legal Agreement between you and the producers of this website. The cherry on top of the horror-cake that was my experience with the Hartford was the fact that instead of sending the records on a disc, like the other disability insurance company I had to work with in the past, they had somebody print out every single page and mail a hardcopy. Your FMLA will run concurrent with your Disability Period. URL: Bill Mulholland SCRP, GMSBridget Ritchie, CRP, GMSChris RobertsBob RosingBrendan RyanLynn ShotwellKlaus Siegmann Peggy Smith, SCRP, SGMS-T (she/her)Sam StoddardAndrew Walker, GMS-TNitzan YudanMaura Carey, SCRP Vini Valverde, GMS Roman Zelichenko, JD, Co-founder and CEO at Parentaly | Parental leave expert and entrepreneur. 0000053552 00000 n Annual Leave - Sick Leave/Vacation - Election Form CalHR 875 Family and Medical Leave Act (FMLA). You can unsubscribe from these emails at any time. 0000058269 00000 n Repeated requests for documents they know they have. A number of states have implemented paid family leave or soon plan to, and the Washington, DC Council passed a generous bill in December 2016 providing paid leave to all workers in the District (though the Mayor has not yet indicated whether she will sign it. My husband went out on a planned surgical leave. Created to grow *z |ByXS3=Yoglq[6_bM$O5_R1gN6a|{U,xyZ8B>;{*yj:^oAH{-lf( fBmZP"H+.lmuQi0Fm6YjL1F@+Bu4*"20G+[ghoB$XL9Imcr1!=g9^>@uY:\\ )RS@:ks"Z/4 7KK*kB p ]%$QgRPMcU5uNi1-ZOkl But, as economists always emphasize, there are importantcostsas well asbenefitsassociated with paid family leave, and policymakers should strive for appropriate balance between them. Whether employers feel the same way about paid leave for less-educated employees whose work they value less, whose expected tenure on the job they expect to be shorter, and whom they might expect to give birth more frequently (especially if they have stereotypes about birth rates among less-educated women in general and minority women in particular) is an open but important question. Now that it's time for me to actually use my short-term since I have been off work due to an auto accident my short-term was dated for 10-18-21 and I just was able to get approved on 11-22-21 after I had to call to speak to a supervisor and still want to give you the runaround and now that I'm approved they have to talk to my lawyer's office for me to be able to receive my short-term money and my lawyer's office does not have nothing to do with me receiving my short-term money before the holidays and I still have no income but I still have to play this game. 0000004874 00000 n Not worth the legal issues with a newborn. Sign in to save Benefits Analyst at Global Atlantic Financial Group. WHOIS abilityadvantagethehartford.com The WhoIs is a publicly available database that stores the registration information on a domain name. Never scheduled posts All Rights Reserved. 3 Make a big deal when they return and make sure the whole team knows when theyll be back. 1-800-327-3636 1-800-327-3636. Use a check mark to indicate the answer wherever needed. I did, however, get approved for short term disability on the initial try. After all the proof of my disability and ongoing care they still only approve a couple weeks at a time!!! Questions about your claims? HW[s6~@[z7qXI= ARz;Kqp.~:le"UZ6 Assist in administering benefits including but not limited to self-funded medical, dental, vision, life insurance, disability, wellness, leaves of absence, retirement and deferred compensation plans. The adjuster Blanca has decided to not go off the drs notes, and she also has decided to pay me 30 days behind on my payments, so of course Im incurring all types of late fees and hardships. When everything you had planned for your life suddenly changes on a dime, what do you do? You can unsubscribe from these emails at any time. Assist in developing opportunities to achieve Employer of Choice status. Is using AI conversation technology cheating? As of August 21 2022. 2 The act of CONTACTING someone on FMLA isnt itself prohibited what is against the law is interference and retaliation - tough to describe in a short LI post but basically you cannot require them to do work nor retaliate against them for being out Glass-only auto claims call 1-877-687-1279 Glass-only auto claims call 1-877-687-1279 Pay for this position is: $55,000-$65,000 plus commission. Visit the Career Advice Hub to see tips on interviewing and resume writing. Okay, so I should just take maternity leave at 1 company and just use FMLA for the others? Create an account to follow your favorite communities and start taking part in conversations. Aparna Mathur at AEI and Isabel Sawhill at the Brookings Institution are the co-directors of theAEI-Brookings Project on Paid Family Leave. 0000023799 00000 n Liked by Carolyn Gaar Bpw@{ 'N%n7^n5nr9POY"9#` i5_]sZh0[pX&_p`5+bE[EI40` JDFBmky@9:|7Z>,gm|I:gN&)M%P [skB[. One can debate the merits of each of these practicesindividually, and the evidence to date is limited. And I couldnt ask for anything better. Our new My Benefits employee claims portal was designed with customer insights. They last told me a year ago they were not looking for a functional capacity assessment and yet they send this out annually. 0000044703 00000 n He planned to be out for 6 weeks. Never used automation or bots ), so that they can get around the rules of how quickly they have to legally make a judgment on your case. On the other hand, employers will bear some burden in the cases of very low (or minimum) wage workers, whose wages cannot be further reduced; and they will usuallyperceivethat they bear the cost of taxes they directly pay, in any event. This includes scheduling a performance review prior to their leave and discussing communication and return-to-work plans. Box 2999 Hartford, CT 06104-2999 1-800-523-2233 If you have a complaint and contacts between you, us, your agent, or another representative have failed to produce a satisfactory solution to the problem, some states require we provide you with additional contact information. trailer <<469A5834998E4BAB84E3D10731483E51>]/Prev 76720>> startxref 0 %%EOF 62 0 obj <>stream Hartford, WI 53027 Benefits Eligible: Yes . Aflac, a Fortune 500 company, is an industry leader in . 0000067777 00000 n 29 Workforce Management Analyst jobs available in Downtown+remote on Indeed.com. If their job is done and they dont miss important things, I dont care. How are we going to appreciate and verify authenticity? If you're making as much money as you claim, hire a lawyer to review the legality of collecting all 3. The advice is covered here pretty well but as a fellow pregnant woman OEing (though part-time and not as successfully as you!) As soon as you have a claim, they drop you, even after 7 years of paying their . Sign in to save Benefits Specialist at Global Atlantic Financial Group. Salary Range: $31,200 - $68,000 Remote/Hybrid/On-Site: Hybrid, Connecticut We've Got You Under Our Wing We are the duck. So if you haven't been there for a year then you can't use FMLA to keep your job. hbbd``b`z$9@AH ) God bless! Speaking from experience, #1 is so important!! Managers - if you have an employee going out on parental leave, make sure you do these three things: 0000006140 00000 n It was a check for $1.29. Jai HookerJanuary 22, 2023 @Work. Serial number: 2019060609 I am doing overemployment because I am trying to achieve FI/RE for my husband and I and now that I am about to have a child, I don't want him to want for anything. Global Atlantic Financial Group Thus, the first states to provide paid leaveCalifornia, New Jersey, and Rhode Islandprovided replacement rates of about 50-60 percent up to modest dollar caps for weekly earnings, for a total of 4-6 weeks. 0000044589 00000 n I sent them updated paperwork, contacted my husband's company because they needed something from them. By Terri L. Rhodes, CLMS, CCMP, CPDM, MBA, CEO, DMEC Diversity, equity, inclusion, and belonging (DEIB) efforts influence the success of every organization, Read More, Doing Good = Doing Well: Investing in Employee Health and Wellness By Terri L. Rhodes, CLMS, CCMP, CPDM, MBA, CEO, DMEC Investments in employee healthcare and wellness can have major Read More, Powerful Returns Prompt Employers to Rethink Benefit Offerings By Tori Weeks, CEAS, Regional Director, Health and Productivity Analytics and Consulting Practice, Prudential Group Insurance; Cortney Silva, LISW, CDMS, Regional Director, Read More, Focused Education for Absence and Disability ProfessionalsPhone: 800.789.3632 | Email: info@dmec.org | Hours: 8:00am5:00pm, FMLA/ADA Training for Supervisors and Managers, The CEOs Desk: Finding the Sweet Spot for Technology in Leave Management, Considerations for Choosing Absence Management Technology, Technology Helps Employers Customize Leaves and Reduce Employee Confusion, Employer Perspective: Optimizing Technology, Employer Showcase: Technology & Mental Health Offerings, RTW/SAW Showcase: Lighting Can Help or Hinder Employee Productivity, Integrated Absence Management: The HRIS Equation, Engaging Todays Workforce: Telehealth for Individuals with Disabilities, Employer Solutions: Integration Technology 101, Common Sense Compliance: The Role of Technology, Featured Case: Managing Noncooperative Employees, The Disabled Workforce: Technology to Evaluate Teleworking Accommodations, Looking Forward as Disability Professionals, Powerful Returns Prompt Employers to Rethink Benefit Offerings. The real and potential costs include: Most paid family leave plans are financed through some version of a payroll tax, rather than a simple mandate on employers. Implements the state and federal FMLA policies for Advocate Aurora Health Care . 0000049253 00000 n ", Customer Obsessed | Problem Solver | Strategic Planner | Team Leader | Working Parent. Our content is intended to be used for general information purposes only. You will need to return this form to The Hartford no later than 15 days from the date you requested your leave. Now it is possible to print, download, or share the document. Get our state-by-state guide for everything you need to know about PFML. Pay: Average salary $75k-$95k (base + commission) Status: Full-time. The remaining establishments might also implement new technologies (such as robots) over time to perform simple tasks now performed by low-wage workers. Install the signNow application on your iOS device. This morning, I along with many others was affected and had our profiles deleted due to a backend issue. 0000047328 00000 n Creation date: Thursday, June 6, 2019 And only if youre a big company. As most other reviews below have found, 1 star isn't low enough for The Hartford. You can save your resume and apply to jobs in minutes on LinkedIn. The Hartford is The Hartford Financial Services Group, Inc. and its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company. I called them the following day and asked if they needed any additional paperwork for the rest of the time, they told me, "No. LinkedIn and 3rd parties use essential and non-essential cookies to provide, secure, analyze and improve our Services, and to show you relevant ads (including professional and job ads) on and off LinkedIn. Primary master: ns1.panamans.com. 0000048656 00000 n She can have 3 jobs but she doesnt have to try. I just wanted to ask for peace of mind. Public Use Forms by Title. Domain status: clientDeleteProhibited https://icann.org/epp#clientDeleteProhibited, clientRenewProhibited https://icann.org/epp#clientRenewProhibited, clientTransferProhibited https://icann.org/epp#clientTransferProhibited, and clientUpdateProhibited https://icann.org/epp#clientUpdateProhibited

David Wilson Homes Upgrade Packages, Articles A